Managing risk has never been more critical. Regulators across the world are becoming more proactive and interventionist. Consolidation among insurers has imposed new competitive pressures. Carriers are driven to distinguish themselves through service, price and other factors. And acquisitions carry their own risks. 

Underwriting profit is a major concern, as is security, with companies seeking to limit their exposure from underperforming assets or partners. Companies now must manage a complex patchwork of coverage from a variety of different carriers. And the decisions on the level and kind of risks to be retained are becoming increasingly difficult.

At Baker & McKenzie, more than 125 Global Insurance lawyers provide comprehensive legal services in the insurance and reinsurance arena. We apply local industry and commercial knowledge sensitive to the global and local pictures. We devise risk management strategies to reduce exposure. We advise on navigating complex regulatory frameworks that may have implications for enforcement. And we conduct due diligence in M&A situations so companies can better assess the risks they take to their balance sheets.

How We Can Help

• Capital markets transactions, capital raising, mergers, acquisitions and reorganizations, private and public placements of securities and notes.
• Assistance with major insurance and reinsurance disputes, including strategic litigation analysis, audits, commutations and extending to all forms of dispute resolution, including litigation, arbitration and ADR.
• Insurance and reinsurance regulation, new product development and discontinued operation advisory work.
• Outsourcing arrangements, agency and intermediary relationships.
• Design of finite risk reinsurance products, alternative risk transfer mechanisms, and derivative swaps products for use in reinsurance support structures and solutions.
• Insurance and reinsurance insolvencies, reconstruction and cross-border security issues.
• Risk advice on political, trade credit, energy, environmental, financial institutions and D & O issues.
• Domestic and international tax planning, captive programs, structuring offshore vehicles for catastrophe coverage, funding programs and insurance of discounted reserves.