Insurance
Act with Confidence

Companies rely on insurers to help them limit their exposure to risks. But the variety of insurance products and services on the market can make it difficult to choose the right coverage. At the same time, insurance companies face enormous pressure to gain customer loyalty and stay competitive.

At Trench, Rossi e Watanabe, we are focused on developing efficient and cost-effective strategies to help the insured and insurers manage risk and reduce their exposures. Our Baker & McKenzie network enables us to extend your reach to the world’s major insurance and business centers.

We also draw on the knowledge and experience of our colleagues in tax, mergers and acquisitions, corporate restructuring, capital markets and all aspects of international commercial law.

How We Can Help

• Consultation - Advice on finite risk reinsurance products, alternative mechanisms for the transfer of risks, derivative swap products, captive programs, offshore structuring for the coverage of disasters, financing programs and deducted reserve insurance
• Portfolio management - Assistance with transfers of insurance portfolios; legal advice on the development of new products and discontinuance of business activities
• Corporate structure - Legal assistance on matters involving insurance and reinsurance insolvency, reorganizations, mergers and acquisitions, reconstruction and international guarantees
• Regulatory matters - Compliance reviews and advice on regulatory structuring of policies; negotiation with authorities, including the Superintendence of Private Insurance (SUSEP) and the IRB-Brasil Re
• Litigation - Representation in insurance and reinsurance litigation, including strategic analysis of audits and swaps and all types of dispute resolution, such as lawsuits, arbitration and alternative dispute resolution
• Pension - Assistance with the structuring of pension and long term savings products, endowment insurance, annuities and similar products, and advisory on such matters
• Export credit insurance - Advice and assistance on export credit transactions, cross-border guarantees (e.g., performance security guarantee, bank guarantees) and the Brazilian export credit program
• Surety bonds - Review, negotiation and drafting of surety bonds and related indemnities (counter-guarantees) and perfection of security interests; assistance on the Brazilian guarantee insurance of contractual and other obligations (customs duties, government concessions, and court bonds among others)
• Financial lines - Advice and assistance on reviewing policy wording, and implementation of insurance programs including D&O, BBB, EPL and similar programs in Brazil
• Transactional insurance products - Assistance and advice on state of art insurance products, including warranty and indemnity (reps and warranties), litigation transfer and other insurance solutions for sophisticated corporate, tax and litigation matters
• Other matters - Tax planning; outsourcing, agency and intermediary relationship agreements; legal advice on political risks and risks related to tax credit, energy, environment, construction, transportation, financial institutions and company management